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Business Bank Accounts (Nationwide)

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💸 Grasshopper Bank Business Checking — $200 Referral

Nationwide · Excludes Sole Proprietors · No Expiration Date

Grasshopper Bank is offering an easy $200 referral bonus when you open a new business checking account using my referral code.

✅ How to get the $200 referral bonus (step-by-step)

  • Apply here: https://www.grasshopper.bank/ for a new Grasshopper Business Checking account
  • On the final page of the application, enter Referral Code: 9c822d38047f
  • Maintain at least $2,000 balance on Day 90 after account opening
    (Tip: deposit $2,000 a few days before Day 90 and make sure the balance on Day 90 is at least $2,000)
  • No average daily balance requirement — only the Day 90 snapshot matters
  • Bonus is usually deposited mid–next month after the Day 90 requirement is met

📝 Notes

  • As of December 2025, referral eligibility excludes sole proprietors
  • LLCs, corporations, and other eligible business entities qualify

📄 Full Terms

Referral Program Terms & Conditions (PDF)

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💰 Mercury Business Checking — $250 Referral

NationwideLLC RequiredNo stated expiration

Open a new Mercury business checking account and earn a $250 bonus when you meet the requirement below.

👉 Apply here:
https://mercury.com/r/horizonhomesolutions

💵 Bonus Requirements

  • Deposit $10,000 total within 90 days of account opening
  • No holding period stated

✅ Key Details

  • Bonus: $250
  • ChexSystems: No pull
  • EWS: No pull
  • Credit: Soft pull only
  • Entity required: LLC
  • Account type: Online business checking

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🔷 Novo Business Checking — $40 Referral

NationwideNo Expiration Date

✅ How to earn the $40 bonus

  • Open a new Novo Business Checking account using the referral link
    👉 Apply here
  • Within 30 days of account opening, receive $100+ in external deposits
  • After first reaching $100, maintain an average balance of $100 or more for the next 30 days

📌 Key details

  • No ChexSystems / EWS / hard pull
  • No credit card funding
  • External deposit required (internal transfers do not qualify)
  • Referral bonus stacks with portals like Swagbucks / MyPoints (Revenue Universe)
  • Simple application; brief business description required:

    • What the business does
    • Who the customers are
    • How the business makes money
  • Sole proprietors accepted

    • SSN can be used as EIN
    • Business name can be your first & last name
  • No document uploads required other than ID

  • Includes a free payment feature, useful for triggering direct deposit requirements at other banks
  • Referrer limit: You can refer others as well. Bonuses paid on up to 10 qualified referrals per calendar year
  • Bonus typically paid within 30 days after all requirements are met

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💰 Chase Business Complete Checking® - $300 or $500 Referral

Nationwide · Expiration: 04/30/2026

Quick Summary

  • Bonus: $300 or $500
  • Account: Chase Business Complete Checking®
  • Deposit Requirement: $2,000+ or $10,000+ new money
  • Holding Period: 60 days
  • Transactions Required: 5 qualifying transactions
  • Monthly Fee: $15 (can be waived)
  • Eligibility: New Chase business checking customers only

🪜 How to Earn the $300 or $500 Bonus (step-by-step)

  1. Open the referral offer landing page:
    👉 https://accounts.chase.com/business/share/2017630585

  2. Open a new Chase Business Complete Checking® account

    • Online: Click “Open Account Online” on the landing page
    • In branch:

      • Enter your email on the landing page
      • Click “Send my code” to receive an offer code
      • Bring the code to a Chase branch to open the account
  3. Deposit the required new money within 30 days of offer enrollment (see bonus tiers below)

    🎁 Bonus Tiers

    Bonus Amount New Money Deposit Required
    $500 $10,000+
    $300 $2,000–$9,999
  4. Maintain the balance for 60 days from offer enrollment

  5. Complete 5 qualifying transactions within 90 days of offer enrollment
  6. Bonus will be deposited within 15 days after all requirements are met

✅ Qualifying Transactions

  • Debit card purchases
  • Chase QuickDeposit℠
  • ACH credits
  • Wires (credits or debits)
  • Chase Online℠ Bill Pay
  • Chase QuickAccept® (QuickAccept card payments are combined into one qualifying transaction per day)

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🎁 RAMP — $250 Referral

Bonus: $250

Requirement: - First balance payment over $1,000

Notes: - No Chex / No EWS - Soft credit pull - Business email required (non-Gmail) - Website can be “not applicable” - External bank account with $25k+ balance required at application
(balance may drop after approval)

Apply:
Apply here

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