Business Bank Accounts (Nationwide)¶
đź’¸ Grasshopper Bank Business Checking — $200 Referral Bonus¶
Grasshopper is offering an easy $200 bonus when you open a new business checking account with my referral code.
Bonus: $200
Requirements:
- Keep at least $2,000 in the account on Day 90 after opening
- No average balance requirement — only the Day 90 balance matters
Notes: - As of 12/2025, referral terms exclude sole proprietors
Apply:
https://www.grasshopper.bank/
Referral Code: 9c822d38047f
Full terms:
Referral Program Terms & Conditions (PDF)
đź’° Novo Business Checking — $40 Bonus (No Expiration)¶
Bonus: $40
Requirements: - Open an account - Fund with $100 within 30 days - Maintain $100+ for another 30 days
Details: - Nationwide - No Chex / No EWS / No hard pull - No credit card funding - Accepts sole proprietors using SSN as EIN - Short business description required - No document upload besides ID
Stackable:
Swagbucks / MyPoints / Revenue Universe (use referral link)
Apply:
Apply here
đź’° Chase Business Complete Checking — Up to $500 Bonus¶
New Chase business checking customers can earn up to $500.
This account is also excellent for meeting Direct Deposit requirements for other bank bonuses.
Apply:
Apply here
Bonus Tiers
$300 Bonus - Deposit $2,000+ within 30 days - Maintain balance for 60 days - Complete 5 qualifying transactions within 90 days
$500 Bonus - Deposit $10,000+ within 30 days - Maintain balance for 60 days - Complete 5 qualifying transactions within 90 days
Qualifying transactions include: - Debit card purchases - ACH credits - Wires - Online Bill Pay - Chase QuickDeposit℠- Chase QuickAccept®
Monthly fee: $15 (waivable)
đź’° RAMP — $250 Bonus¶
Bonus: $250
Requirement: - First balance payment over $1,000
Notes:
- No Chex / No EWS
- Soft credit pull
- Business email required (non-Gmail)
- Website can be “not applicable”
- External bank account with $25k+ balance required at application
(balance may drop after approval)
Apply:
Apply here