Business Bank Accounts (Nationwide)¶
💸 Grasshopper Bank Business Checking — $200 Referral¶
Nationwide · Excludes Sole Proprietors · No Expiration Date
Grasshopper Bank is offering an easy $200 referral bonus when you open a new business checking account using my referral code.
✅ How to get the $200 referral bonus (step-by-step)¶
- Apply here: https://www.grasshopper.bank/ for a new Grasshopper Business Checking account
- On the final page of the application, enter Referral Code:
9c822d38047f - Maintain at least $2,000 balance on Day 90 after account opening
(Tip: deposit $2,000 a few days before Day 90 and make sure the balance on Day 90 is at least $2,000) - No average daily balance requirement — only the Day 90 snapshot matters
- Bonus is usually deposited mid–next month after the Day 90 requirement is met
📝 Notes¶
- As of December 2025, referral eligibility excludes sole proprietors
- LLCs, corporations, and other eligible business entities qualify
📄 Full Terms¶
Referral Program Terms & Conditions (PDF)
💰 Mercury Business Checking — $250 Referral¶
Nationwide • LLC Required • No stated expiration
Open a new Mercury business checking account and earn a $250 bonus when you meet the requirement below.
👉 Apply here:
https://mercury.com/r/horizonhomesolutions
💵 Bonus Requirements¶
- Deposit $10,000 total within 90 days of account opening
- No holding period stated
✅ Key Details¶
- Bonus: $250
- ChexSystems: No pull
- EWS: No pull
- Credit: Soft pull only
- Entity required: LLC
- Account type: Online business checking
🔷 Novo Business Checking — $40 Referral¶
Nationwide • No Expiration Date
✅ How to earn the $40 bonus¶
- Open a new Novo Business Checking account using the referral link
👉 Apply here - Within 30 days of account opening, receive $100+ in external deposits
- After first reaching $100, maintain an average balance of $100 or more for the next 30 days
📌 Key details¶
- No ChexSystems / EWS / hard pull
- No credit card funding
- External deposit required (internal transfers do not qualify)
- Referral bonus stacks with portals like Swagbucks / MyPoints (Revenue Universe)
-
Simple application; brief business description required:
- What the business does
- Who the customers are
- How the business makes money
-
Sole proprietors accepted
- SSN can be used as EIN
- Business name can be your first & last name
-
No document uploads required other than ID
- Includes a free payment feature, useful for triggering direct deposit requirements at other banks
- Referrer limit: You can refer others as well. Bonuses paid on up to 10 qualified referrals per calendar year
- Bonus typically paid within 30 days after all requirements are met
💰 Chase Business Complete Checking® - $300 or $500 Referral¶
Nationwide · Expiration: 04/30/2026
Quick Summary
- Bonus: $300 or $500
- Account: Chase Business Complete Checking®
- Deposit Requirement: $2,000+ or $10,000+ new money
- Holding Period: 60 days
- Transactions Required: 5 qualifying transactions
- Monthly Fee: $15 (can be waived)
- Eligibility: New Chase business checking customers only
🪜 How to Earn the $300 or $500 Bonus (step-by-step)¶
-
Open the referral offer landing page:
👉 https://accounts.chase.com/business/share/2017630585 -
Open a new Chase Business Complete Checking® account
- Online: Click “Open Account Online” on the landing page
-
In branch:
- Enter your email on the landing page
- Click “Send my code” to receive an offer code
- Bring the code to a Chase branch to open the account
-
Deposit the required new money within 30 days of offer enrollment (see bonus tiers below)
🎁 Bonus Tiers
Bonus Amount New Money Deposit Required $500 $10,000+ $300 $2,000–$9,999 -
Maintain the balance for 60 days from offer enrollment
- Complete 5 qualifying transactions within 90 days of offer enrollment
- Bonus will be deposited within 15 days after all requirements are met
✅ Qualifying Transactions¶
- Debit card purchases
- Chase QuickDeposit℠
- ACH credits
- Wires (credits or debits)
- Chase Online℠ Bill Pay
- Chase QuickAccept® (QuickAccept card payments are combined into one qualifying transaction per day)
🎁 RAMP — $250 Referral¶
Bonus: $250
Requirement: - First balance payment over $1,000
Notes:
- No Chex / No EWS
- Soft credit pull
- Business email required (non-Gmail)
- Website can be “not applicable”
- External bank account with $25k+ balance required at application
(balance may drop after approval)
Apply:
Apply here