Business Bank Accounts (Nationwide)¶
💰 Rho Business Checking - $500 or $1,000 Referral 🔥🔥¶
Nationwide · No Expiration Date Currently Listed
Quick Summary
- Bonus: $500 or $1,000
- Account: Rho Business Checking
- Deposit Requirement: $20,000+ or $100,000+ average checking balance
- Holding Period: 30 consecutive days
- Transactions Required: None
- Monthly Fee: None
- Eligibility: LLCs and corporations (sole proprietors do not appear to be eligible)
🪜 How to Earn the $500 or $1,000 Bonus¶
- Request a referral invitation by emailing:
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Please include:
- First name (required)
- Last name (optional)
- Business email address (required)
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Receive a referral invitation from Rho
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Open a new Rho Business Checking account through the referral invitation
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Complete the application and provide any requested business documentation
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Maintain the required average checking balance for 30 consecutive days within the first 90 days after approval
🎁 Bonus Tiers¶
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$500 bonus → Maintain $20,000+ average checking balance for 30 consecutive days within the first 90 days after approval
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$1,000 bonus → Maintain $100,000+ average checking balance for 30 consecutive days within the first 90 days after approval
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Both the referrer and referred customer receive the applicable bonus after qualifying requirements are met
📝 Notes¶
- Referral invitations are sent manually through the Rho dashboard
- The referral form requires the applicant's first name and business email address (last name is optional)
- Business domain email addresses are recommended
- Additional documentation may be requested during review
- No ChexSystems inquiry was reported in recent data points
📊 My Data Point¶
- Applied with LLC
- Business domain email used
- No ChexSystems inquiry
- Requested additional documentation:
- Recent business bank statement
- SSN verification document
- Business activity description
- Approved the same day
- Referral function became available immediately after approval
💸 Grasshopper Bank Business Checking — $200 Referral 🔥¶
Nationwide · Excludes Sole Proprietors · No Expiration Date
Grasshopper Bank is offering an easy $200 referral bonus when you open a new business checking account using my referral code.
✅ How to get the $200 referral bonus (step-by-step)¶
- Apply here: https://www.grasshopper.bank/ for a new Grasshopper Business Checking account
- On the final page of the application, enter Referral Code:
9c822d38047f - Maintain at least $2,000 balance on Day 90 after account opening
(Tip: deposit $2,000 a few days before Day 90 and make sure the balance on Day 90 is at least $2,000) - No average daily balance requirement — only the Day 90 snapshot matters
- Bonus is usually deposited mid–next month after the Day 90 requirement is met
📝 Notes¶
- As of December 2025, referral eligibility excludes sole proprietors
- LLCs, corporations, and other eligible business entities qualify
📄 Full Terms¶
Referral Program Terms & Conditions (PDF)
💰 Mercury Business Checking — $250 Referral¶
Nationwide • LLC Required • No stated expiration
Open a new Mercury business checking account and earn a $250 bonus when you meet the requirement below.
👉 Apply here:
https://mercury.com/r/horizonhomesolutions
💵 Bonus Requirements¶
- Deposit $10,000 total within 90 days of account opening
- No holding period stated
✅ Key Details¶
- Bonus: $250
- ChexSystems: No pull
- EWS: No pull
- Credit: Soft pull only
- Entity required: LLC
- Account type: Online business checking
🔷 Novo Business Checking — $40 Referral¶
Nationwide • No Expiration Date
✅ How to earn the $40 bonus¶
- Open a new Novo Business Checking account using the referral link
👉 Apply here - Within 30 days of account opening, receive $100+ in external deposits
- After first reaching $100, maintain an average balance of $100 or more for the next 30 days
📌 Key details¶
- No ChexSystems / EWS / hard pull
- No credit card funding
- External deposit required (internal transfers do not qualify)
- Referral bonus stacks with portals like Swagbucks / MyPoints (Revenue Universe)
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Simple application; brief business description required:
- What the business does
- Who the customers are
- How the business makes money
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Sole proprietors accepted
- SSN can be used as EIN
- Business name can be your first & last name
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No document uploads required other than ID
- Includes a free payment feature, useful for triggering direct deposit requirements at other banks
- Referrer limit: You can refer others as well. Bonuses paid on up to 10 qualified referrals per calendar year
- Bonus typically paid within 30 days after all requirements are met
💰 Chase Business Complete Checking® - $300 or $500 Referral¶
Nationwide · Expiration: 04/30/2026
Quick Summary
- Bonus: $300 or $500
- Account: Chase Business Complete Checking®
- Deposit Requirement: $2,000+ or $10,000+ new money
- Holding Period: 60 days
- Transactions Required: 5 qualifying transactions
- Monthly Fee: $15 (can be waived)
- Eligibility: New Chase business checking customers only
🪜 How to Earn the $300 or $500 Bonus (step-by-step)¶
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Open the referral offer landing page:
👉 https://accounts.chase.com/business/share/2017630585 -
Open a new Chase Business Complete Checking® account
- Online: Click “Open Account Online” on the landing page
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In branch:
- Enter your email on the landing page
- Click “Send my code” to receive an offer code
- Bring the code to a Chase branch to open the account
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Deposit the required new money within 30 days of offer enrollment (see bonus tiers below)
🎁 Bonus Tiers
Bonus Amount New Money Deposit Required $500 $10,000+ $300 $2,000–$9,999 -
Maintain the balance for 60 days from offer enrollment
- Complete 5 qualifying transactions within 90 days of offer enrollment
- Bonus will be deposited within 15 days after all requirements are met
✅ Qualifying Transactions¶
- Debit card purchases
- Chase QuickDeposit℠
- ACH credits
- Wires (credits or debits)
- Chase Online℠ Bill Pay
- Chase QuickAccept® (QuickAccept card payments are combined into one qualifying transaction per day)
🎁 RAMP — $250 Referral¶
Bonus: $250
Requirement: - First balance payment over $1,000
Notes:
- No Chex / No EWS
- Soft credit pull
- Business email required (non-Gmail)
- Website can be “not applicable”
- External bank account with $25k+ balance required at application
(balance may drop after approval)
Apply:
Apply here